home
Home loans for rural areas.

Explore USDA Loan options.

Your path to affordable rural homeownership starts here.

Apply Now
PURCHASE
USDA 30 Year
Customize this rate
chevron_right
check_circle
‍
USDA loan Financing

What is a USDA loan?

A USDA loan is a government-backed mortgage designed to help low-to-moderate income buyers purchase homes in rural and suburban areas. It offers zero down payment options and competitive interest rates, making homeownership more accessible.

Why Choose a USDA Loan?

Explore USDA loan benefits.

attach_money
0% Down Payment Required
With USDA loans, experience 100% financing with no down payment, making homeownership more accessible.
grass
Rural Property Eligibility
USDA loans are designed to finance homes in eligible rural areas, offering the opportunity for peaceful living away from urban centers.
speed
Flexible Credit Requirements
With flexible credit requirements, USDA loans open the door for borrowers who might struggle with traditional loan qualifications.
analytics
‍
Income Eligibility Flexibility
USDA loans offer flexible income eligibility, making it easier for applicants with diverse financial backgrounds to qualify.
Versatile options for your home financing

Discover Your USDA Loan Options

real_estate_agent
Purchase
currency_exchange
Refinance

USDA Purchase Loan

A USDA Purchase loan is designed to help low-to-moderate income buyers in rural and suburban areas achieve homeownership with no down payment. It offers competitive interest rates and flexible credit requirements, making it an accessible option for many buyers.

Benefits

check_circle
Zero down payment
check_circle
Flexible credit requirements
check_circle
Competitive interest rates

USDA Refinance Loan

A USDA Refinance loan allows homeowners in rural and suburban areas to lower their interest rates, reduce monthly payments, or access home equity. This loan option provides financial flexibility and potential savings for eligible borrowers.

Benefits

check_circle
Potential for lower monthly payments
check_circle
Access to home equity
check_circle
Streamlined application process
contact_support
Connect with an expert

Want to talk to someone about an USDA loan?

Are you dreaming of a home in the suburbs or countryside? Make it a reality with a USDA Mortgage, offering affordable pathways to homeownership. Explore the features, benefits, and eligibility requirements with one of our experienced loan officers to take the first step towards owning your ideal home.

Connect with a Mortgage Loan Officer
*Disclaimer
expand_circle_down

*APR = Annual Percentage Rate

Where Red Raiders Bank.TM

Open an Account
Texas Tech Credit Union Logo
Get CoBrowsing Code
Support CenterBranch & ATM Locations(806) 742-3606
Routing Number: 311386073
PRODUCTS & SERVICES
Spend AccountSave AccountCertificates of Deposit (CD)Money Market AccountHome LoansAuto LoansPersonal LoansSkip-A-Pay
Home LoansAuto LoansPersonal LoansSkip-A-Pay
resources
Guides & ToolsCurrent RatesBlog
Company
About UsCareersContact UsFinancial Reports
Texas Tech Credit Union iOS Mobile AppTexas Tech Credit Union Google Play Mobile App
Copyright © 2018-2024 Texas Tech Credit Union. All Rights Reserved.
Federally Insured by NCUA.
Equal Housing Lender Logo
Equal Housing Lender.
Privacy PolicyTerms of Use
Links to external websites are provided for convenience. Texas Tech Credit Union is not responsible for their content, links, privacy, or security policies.
" class="hidden">张掖天气预报